A specific lien affects which of the following?

A specific lien affects which of the following?

• A. A mortgage lien affects all properties
• B. The lien affects only the property that is the lien's target
• C. A general lien attaches to all of debtor's property
• D. A tax lien attaches to personal property

Answer: (C)

The concept being tested is the scope of liens: specific vs general. A specific lien burdens only the property described in the lien, while a general lien follows the debtor and attaches to all of the debtor’s property. The statement that a general lien attaches to all of the debtor's property correctly describes the reach of a general lien, which is why it is considered the best description among the choices. A mortgage lien, for example, is a specific lien tied to a particular property, not all properties. Tax liens are typically general in nature, attaching to all property the debtor owns, though exact details can vary by jurisdiction.

The concept being tested is the scope of liens: specific vs general. A specific lien burdens only the property described in the lien, while a general lien follows the debtor and attaches to all of the debtor’s property. The statement that a general lien attaches to all of the debtor's property correctly describes the reach of a general lien, which is why it is considered the best description among the choices. A mortgage lien, for example, is a specific lien tied to a particular property, not all properties. Tax liens are typically general in nature, attaching to all property the debtor owns, though exact details can vary by jurisdiction.